Debt Management

When looking for debt management to help with your debt problems, please keep in mind this is not a loan. Debt Management involves a debt practioner who can work with you and your creditors to come to an agreement where you repay your debts with a more affordable repayment schedule.

You may even want to consider an IVA (Individual Voluntary Arrangement). An IVA is a legally binding agreement between the person or company in debt and the creditors to whom they owe money. A licensed Insolvency Practioner will offer advice on the best procedure and help you throughout the process.

Debt Management is NOT a loan.

Debt Consolidation Loan

If you prefer to borrow money, such as a secured loan, in order to pay off higher interest rate debts such as credit cards, then you will want to apply for a consolidation loan. You will be paying your debts back by incurring another form of debt but the typical loan rate is generally much lower than credit cards or similar forms of debt.

To apply for a loan, please click here.

Debt Consolidation Remortgage

If you are a home owner and your home is currently mortgaged, you may want to consider remortgaging your property with a remortgage loan. By switching to a new lender, you may receive a lower rate mortgage saving you in monthly interest. If you have gained equity in your property, you may be able to pull out additional funds from your remortgage in order to pay off oustanding, high interest debts.

To apply for a remortgage , please click here.

Whichever type of debt solution you require, please select carefully as you have many options available to you.